Financial Planning for Veterinarians

Advice-Only, Fee-for-Service Planning for Veterinary Professionals

Your career is driven by a deep sense of compassion. You have dedicated years to rigorous education and training to care for animals. But that compassion comes at a price.

You face long hours, emotional fatigue, and one of the largest student debt loads of any profession. Whether you are an associate managing six-figure loans or a practice owner navigating a complex business, your financial path is unique.

You do not need a generic financial advisor. You need a planning partner who understands the specific financial challenges of the veterinary world and can help you build a plan for a secure and sustainable future.

High Debt. High Stress. Unique Needs.

We find our clients in the veterinary field are incredibly dedicated but often feel trapped by their financial situation. They are looking for a partner to help them navigate a financial landscape that includes:

• The Student Debt Mountain: The debt-to-income ratio for veterinarians is often higher than for human doctors. This feels overwhelming and can delay life goals like buying a home or starting a family.

• Compassion Fatigue: The emotional and physical toll of the job is real. You need a financial plan that gives you options. You need the freedom to cut back, take a sabbatical, or retire early if your mental health demands it.

• The Ownership Dilemma: You face a huge career crossroad. Should you remain an associate? Should you buy into a practice? Or should you sell to a corporate consolidator?

• The 24/7 Business Owner: If you are a practice owner, you are not just a vet. You are a CEO, HR manager, and inventory specialist. It is nearly impossible to find the time to separate your business finances from your personal wealth building.

A Partner for Your Practice

At Mountainview Planning, we specialize in clear, unbiased, advice-only financial planning.

We offer no products and receive no commissions. Matt’s MBA background allows us to view your career through a business lens. We help you balance the compassion you have for your patients with the cold hard math required to run a profitable life.

Our "Veterinary Wealth" Framework

We have developed a specific planning protocol for veterinarians that focuses on:

• Strategic Debt Elimination: We move beyond "just making payments." We build a sophisticated, data-driven plan to tackle your student loans efficiently. We show you the fastest mathematical path to being debt-free.

• Practice Analysis: Thinking of buying in? We provide an objective, unbiased analysis of the offer. We help you understand the numbers and value the practice so you can make a confident decision.

• The "Burnout Buffer": We build a comprehensive financial plan that gives you power over your career. Our goal is to make work optional sooner. This gives you the financial freedom to build a long, sustainable career on your own terms.

• Corporate Integration: For practice owners, we create a plan to pull profits out of the business tax-efficiently. We help you build a wall between your business assets and your personal family security.

You Take Care of Others. Let Us Take Care of You.

You spend your life caring for the vulnerable. Let us build a plan that protects your future.