Financial Planning for Not-For-Profit Leaders

Advice-Only Planning for Mission-Driven Executives

You did not choose the not-for-profit sector for the paycheck. You chose it to make a difference.

As an executive in a not-for-profit organization, you carry an incredible amount of responsibility. You manage complex budgets, report to boards, and drive a mission. You do all of this while navigating funding challenges that corporate leaders never face.

Your career is dedicated to serving others. Unfortunately, that often means your own financial plan comes last. Your compensation structure is different. Your resources are tighter. Your financial goals are deeply intertwined with your personal ethics.

You do not need a typical corporate financial advisor. You need a partner who understands the NPO world and can build a plan that secures your future so you can focus on the mission.

The Cost of Caring

We find our clients in the not-for-profit space are passionate, resourceful leaders. However, they need a partner to help them navigate a financial landscape that includes specific challenges:

• The "Scarcity Mindset": You are used to making every donor dollar count. This can make it feel "selfish" to prioritize your own investments. We help you overcome this mental block.

• The Compensation Gap: Your salary may not match your private-sector counterparts. You need a plan that maximizes every single dollar you earn to close that gap.

• Values Alignment: It is critical that your personal investments do not contradict the mission you work for every day. You are looking for a plan that aligns your wealth with your conscience.

• Non-Standard Benefits: Your compensation might include specific non-profit pension plans or deferred benefits. These require careful integration into your wider tax strategy.

Put Your Own Oxygen Mask on First

At Mountainview Planning, we specialize in clear, unbiased, advice-only financial planning.

We offer no products and receive no commissions. We act as a fiduciary. Our goal is to ensure you are financially secure. When you are not worried about your own future, you are a more effective leader for your organization.

Our "Mission-Driven" Framework

We have developed a specific planning protocol for NPO leaders that focuses on:

• Ethical Investing (ESG/SRI): We work with you to ensure your investment strategy aligns with your values. We help you build a portfolio that grows your wealth without compromising your principles.

• Compensation Optimization: We help you understand and maximize the unique benefits your organization offers. We build a long-term plan that makes the most of your specific package.

• Tax-Efficient Growth: Since you may not have the stock options or bonuses of the corporate world, tax efficiency is your best tool. We build a sophisticated plan to use your RRSP and TFSA to maximize your long-term growth.

• The "Burnout Buffer": NPO leaders face high rates of burnout. We help you plan for sabbaticals or career transitions so you have the financial freedom to take a break if you need one.

You Serve Others. Let Us Serve You.

You have built a career on taking care of the world. Let us build a plan that takes care of you.